In September 2025, the conditions of the Turkish Citizenship by Investment program changed. But only for the bank deposit option, which was not popular among citizenship candidates – 10% of all applications. So, the changes affected the possibility of obtaining a Turkish passport by opening a bank deposit for 3 years in the amount of $500,000. The candidate makes an investment in dollars, and interest on the amount is accrued in Turkish lira.
Turkish citizenship by placing a bank deposit
From 2021 to August 2025, KKM (Kur Korumalı Mevduat) operated in Turkey – this is a system for protecting deposits in Turkish lira from depreciation in currencies. The program guaranteed depositors compensation for the difference between the bank interest rate and the depreciation of the lira in order to stabilize the national currency, but was eventually closed due to inflationary pressures and violations of monetary policy.
Now, through the deposit insurance system in Turkey, you can receive no more than $20,000, and only if you comply with additional conditions of the bank.
A Turkish passport gives the right to visa-free entry into 110 countries. Including Singapore, Japan, South Korea, Brazil, Georgia, Qatar. The investor’s spouse and children under 18 years of age may be included in the application and become a citizens of Turkey.
Turkish citizenship by purchasing real estate
The real estate option remains in effect in fall 2025 as it was before. To apply, candidate will need to purchase real estate worth $400,000. This asset can be sold after 3 years while maintaining citizenship. Apex Capital Partners offers full support in Turkey for the selection and purchase of real estate from the APEX premium property catalogue, including obtaining a title deed, tapu.
In 2025, the process of obtaining Turkish citizenship by investment will take place in two stages: first, the applicant and spouse will receive an investment residence permit, then naturalization (citizenship). Both the first and second stages will require visiting Turkey including for submitting biometric data. But the residence permit card and passport can be obtained remotely via APEX. Note that citizenship remains with the investor and his family members forever, but the property can be sold after three years. In the meantime, you can rent out the property and receive income.
Several examples of new buildings in Istanbul, Turkey, suitable for application for Turkish citizenship
Istanbul's prestigious business district, Bomonti
The best location in Bomonti, a district on the European side of Istanbul, 2 minutes’ drive from the Bosphorus and in close proximity to the Dolmabahce Tunnel. Nearby are parks, university, metro, recreation and walking area.The project infrastructure includes its own park, a lobby with balconies and terraces, an outdoor and indoor pool, a gym and spa, and a tennis court.
The project is ready. Partially furnished apartments 46-94 m².
For example, 0+1 apartments on the 42nd floor with a total area of 34 m2, cost $430,000.
Historical respectable district of Istanbul, Beşektaş
A new residential complex of family concept in the coastal European part of the city. The business and cultural life of the metropolis is concentrated here. It is loved not only by tourists, but also by the Turkish elite. Near the location there is an embankment, metro, Besiktas ferry pier, shopping centers, a bazaar, cafes, restaurants. The developer with 30 years of experience is responsible for the project. Most of the apartments in the complex have balconies, and duplexes have terraces and gardens.
Commissioning is scheduled for May 2026.
For example, 1 + 1 apartments on the second floor with a total area of 40 m2, cost $503,000.
"Little Europe" in Istanbul, Nisantasi district, Sisli
One of the most prestigious and central areas of the European part of the city, where many fashionable boutiques, hotels and restaurants are concentrated. The entire area consists of low-rise buildings. The cozy streets of Nisantasi are reminiscent of France. There are trendy restaurants and cafes, parks, art galleries, palaces near the location. The building has its own exit directly to the subway.
The multifunctional complex includes residential and commercial premises, home offices, the Marriott hotel, a shopping center, and the MasFit sports center. The project has been commissioned. The British Consulate employees rent apartments in this building.
Total of 62 apartments with area of 153-517 m2. Income from renting is 4-4.5% per annum.
The starting price for apartments is $1,420,000.
Elite Etiler neighborhood near Levent and Maslak business center, Istanbul
1+1 office with its own garden with modern landscape design. The renovation was completely renewed by the architect in 2024. Sold with Nurus and Koleksiyon furniture and household appliances.
The premises include a living room with a separate closed kitchen, a cozy corner with a coffee bar, a functional meeting room for 8-10 people. The office space is sold together with a lease contract with the possibility of an annual rental increase. The tenant is a casting agency (110,000 TL per month).
Price – $430,000.
Get a free consultation on obtaining Turkish citizenship from APEX Capital Partners experts. Please note that APEX provides on-site support services when choosing an object for purchase under the program and completing the transaction and subsequent process.
