Real Estate in Montenegro: How to Invest and Obtain a Residence Permit

Real Estate in Montenegro: How to Invest and Obtain a Residence Permit

Where to buy real estate in Montenegro with the highest growth potential? How to obtain a Montenegrin residence permit, and what are the benefits of it? Montenegrin real estate is a growing market, where prices per square meter have been rising by 20% annually in recent years. Note that hotels under the One&Only, Regent, and Movenpick brands are opening here. That’s why the level of luxury is immediately rising. And demand is growing while offers are in short supply. And the best properties on the market are sold through private sales, sometimes leaving no lots available for open sales.

APEX presents a selection of current real estate in Montenegro in response to numerous inquiries.  Perhaps you too should take a look at this quiet corner of the Mediterranean. All options presented in this article have been reviewed by an APEX Capital Partners expert, who continuously works with the local real estate market in Montenegro.

Real Estate in Montenegro: A Selection of Premium Properties

Villa in Tivat interior view

Villa with pool and sea view, Mrčevac, Tivat.

A modern, two-story, 4-bedroom villa (250 m²) with a swimming pool, a 2-car garage, and a large plot (474 ​​m²) in a quiet area. Panoramic sea views. Fully furnished and ready to move in.  It features a modern kitchen, heated floors, a central boiler, video surveillance, and automatic gates. 10 minutes from the city center and Porto Montenegro.

Excellent rental potential.

Price: €795 000.

New townhouse in a cottage village on the outskirts of Tivat

This two-story townhouse, built in the Art Nouveau style, offers 120 m² of living space and a 200 m² plot. It overlooks Tivat Bay. The layout includes a living room with a kitchen and dining area, three bedrooms, two bathrooms, two terraces, and parking. The price includes interior finishing, boilers, air conditioners, and underfloor heating.

This is essentially an opportunity to purchase a townhouse for the price of an apartment.

Price: €340,000.

Apartment in a new residential complex on the Herceg Novi Riviera

The gated complex comprises five low-rise buildings with 22 apartments ranging from 133.8 to 225.5 square meters. Two- and three-bedroom apartments, as well as penthouses with terrace jacuzzis, are currently available for sale. The apartments feature a Control4 smart home system, garages, and a heated pool. The Portonovi development, One&Only hotel, beach, marina, and promenade are nearby.

Price: €450,000.

Townhouse with a swimming pool on the Budva Riviera

This finished townhouse features 5 bedrooms and 5 bathrooms, a total area of ​​223 m², and a plot of 360 m². It features two terraces and a private pool. Parking for two cars is available. The property is located just a short drive from the iconic Sveti Stefan. A long-term lease with confirmed income is available (tenant approved).

Price: €738,000.

How to obtain a Montenegrin residence permit in 2026?

Real estate in Montenegro. The Montenegrin government approved amendments to the Law on Foreigners, tightening the conditions for foreign citizens to reside. According to the new rules, to obtain a Montenegrin residence permit based on the purchase of real estate, a foreigner must purchase a property worth at least €150,000.

As a reminder, a residence permit obtained on this basis must be renewed annually. Current property owners who have regulated their temporary stay in Montenegro on this basis will have one year to adjust their stay to the new provisions of the Law.

For investors we offer a wide range of Citizenship by Investment Programs to choose from. Please, contact Apex Capital Partners to get more information and ask personal questions. You can get free consultation from Apex Capital Partners on the program of Citizenship of Turkey, Portugal’s Golden Visa. As well as Cyprus, Caribbean (Citizenship of St. Kitts and Nevis, Dominica, Grenada, Saint Lucia, Antigua). Ask your question – info@apexcap.org

If you are a private banking specialist, a family lawyer, or work as a financial consultant in Middle East, Africa, China or any other region of the world, do not hesitate to contact Apex Capital Partners and become a partner, a part of our strong professional network. APEX has all the main local agent licenses to work with Citizenship by Investment Programs, including all key Caribbean CIPs.

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