In a world shaped by shifting economies, geopolitical tension, and growing demands for lifestyle flexibility, investment migration is no longer just a luxury—it’s a smart, strategic move for families. From improved education and healthcare access to wealth preservation and expanded global mobility, citizenship and residency by investment programs are increasingly appealing for those with the means and foresight to secure a Plan B.
This guide breaks down the most family-friendly options for 2025, with a focus on real-world value, long-term benefits, and program integrity.
What Is Investment Migration?
Investment migration refers to the acquisition of residency or citizenship in a foreign country through financial investment. There are two primary types:
- Citizenship by Investment (CBI): Provides a second passport with full citizenship rights.
- Residency by Investment (RBI): Offers long-term or permanent residency status with varying paths to citizenship.
For high-net-worth families, these programs offer protection, opportunity, and diversification beyond domestic borders.
Why Families Choose Investment Migration
Families are increasingly using investment migration to:
- Enhance Global Mobility: Secure access to visa-free or visa-on-arrival travel across major global regions.
- Access Better Education: Enroll children in top-tier schools and universities abroad.
- Access Quality Healthcare: Tap into modern medical systems and insurance coverage.
- Preserve Wealth: Benefit from favorable tax regimes, asset diversification, and reduced exposure to political risk.
- Improve Lifestyle: Relocate to safer, cleaner, and more stable environments.
Top Citizenship by Investment (CBI) Programs for Families
Turkey
- Minimum Investment: $400,000 in real estate or $500,000 in capital, bank deposit, or government bonds.
- Processing Time: 3–6 months
- Advantages: Strategic location between Europe and Asia; straightforward, efficient application process.
- Family Eligibility: Spouse and children under 18.
St. Kitts and Nevis
- Minimum Investment: $250,000 to the Sustainable Growth Fund
- Processing Time: 3–6 months
- Advantages: No income, inheritance, or capital gains tax.
- Family Eligibility: Spouse, children under 30, dependent parents and grandparents.
Antigua and Barbuda
- Minimum Investment: $100,000 (donation) or $200,000 (real estate)
- Processing Time: 3–6 months
- Advantages: Low entry point for large families
- Family Eligibility: Spouse, children, siblings, parents, grandparents.
Grenada
- Minimum Investment: $150,000 (donation) or $220,000 (real estate)
- Processing Time: 3–4 months
- Advantages: Access to U.S. E-2 visa treaty; no global income tax.
- Family Eligibility: Spouse, children under 30, parents, unmarried siblings.
Dominica
- Minimum Investment: $100,000 (donation) or $200,000 (real estate)
- Processing Time: 3–6 months
- Advantages: Low-tax jurisdiction.
- Family Eligibility: Spouse, children up to 30, parents, grandparents.
Top Residency by Investment (RBI) Programs for Families
Cyprus
- Minimum Investment: €300,000 in real estate, company shares, or investment funds
- Processing Time: 2–3 months
- Advantages: Permanent residency with no renewal requirement; eligibility for citizenship after 5 years of residency.
- Family Eligibility: Spouse, children under 25.
Hungary
- Minimum Investment: €250,000 in a state-approved real estate fund or €1 million donation to a university
- Processing Time: 1–2 months
- Advantages: 10-year renewable residency; visa-free travel in the Schengen Zone.
- Family Eligibility: Spouse, children under 18, dependent parents.
Greece
- Minimum Investment: €250,000 in real estate
- Processing Time: 2–3 months
- Advantages: No stay requirement; residency in an EU country with access to the Schengen Area.
- Family Eligibility: Spouse, children under 21, dependent parents.
Portugal
- Minimum Investment: €500,000 in investment funds or €250,000 in cultural support
- Processing Time: 6–12 months
- Advantages: Route to EU citizenship after five years; high standard of living.
- Family Eligibility: Spouse, children, dependent parents.
Anguilla
- Minimum Investment: $150,000 (donation) or $750,000 (real estate)
- Processing Time: 3 months
- Advantages: British Overseas Territory with no direct taxation; pathway to British OT citizenship.
- Family Eligibility: Spouse, children up to age 26 in full-time education.
What to Consider Before You Invest
Not all programs are created equal. Key variables to assess include:
- Total Cost: Include all government fees, legal fees, and due diligence charges.
- Residency Requirements: Some programs require time spent in-country; others don’t.
- Tax Landscape: Understand your reporting obligations in your country of origin and destination.
- Real Estate Risks: Confirm resale options, holding periods, and market demand.
- Education & Health Access: Ensure your chosen destination meets your family’s standards.
- Exit Options: Consider how citizenship or residency can be maintained, passed down, or sold.
How Apex Capital Partners Can Help Your Family
With over three decades of experience, Apex Capital Partners offers bespoke advisory services across the most reputable investment migration programs. Our team works directly with licensed agents, legal specialists, and government contacts to ensure families receive full-scope support from start to finish.
We help you:
- Select the right program for your family’s goals
- Navigate legal and financial documentation
- Complete pre-checks and due diligence
- Manage the application through to approval
- Secure long-term success post-residency or post-citizenship
Investment migration is not one-size-fits-all. It’s a serious decision with long-term consequences. We make sure you get it right.
Family Freedom Starts with a Strategic Choice
For families with the means to invest, the current geopolitical and economic environment has made now an ideal time to explore second citizenship or residency. The strongest programs have tightened requirements and increased scrutiny—making credible guidance more important than ever.
Apex Capital Partners is here to provide that guidance. Whether you’re looking to protect your wealth, plan for future generations, or expand your global reach, the right investment migration program can make it possible.
Reach out today to begin your journey.
